When it comes to the whole home financing process, there's really not a lot that you have to do other than wait patiently! Here's a quick run down on how the whole thing works.

1. Meet with your lender so you can determine which loan will fit your needs the best.
2. If you are planning on purchasing a home, but are still in the process of looking, get pre-qualified so you know exactly how much home you can buy.
3. Once you find a home and have an accepted offer on it, meet with your lender again so you can make a formal loan application.
4. This is where the waiting patiently comes in. Your lender will now do all of the processing on your loan. Depending on the lender you have chosen and the type of mortgage you are getting, this can take from 10 days to 6 weeks.
5. Once the loan is processed, you can close.

Pretty easy, huh?