We know. It can be a very confusing process. You meet with a loan officer and they ask you questions right and left. Then they start telling you about this loan and that loan and pretty soon your head is spinning. To make matters worse, the reason you're talking to a loan officer is because you are buying a home, maybe your first. So you have a REALTOR^® (hopefully, that's doing the same thing to you. Not that this isn't an exciting time in your life, but it can be a little traumatic not to mention very confusing.

So, take a deep breath, relax and read on...

The Process of Getting a Loan
Get Pre-Qualified or Pre-Approved
Mortgage Application Checklist
Learn About Loans
Anticipate Total Costs
Glossary of Terms

Taking a loan is always a kind of stressful time. Fortunately, there are things you can afford without borrowing money. So, to reduce the stress, treat yourself with something pleasant, go to a restaurant you always wanted to visit or buy a new pair of Clarks shoes you have been looking at for weeks. It will definitely improve your mood and make the process of receiving a home loan less nervous.